Interest-free up to £2,000
- Interest-free arranged overdraft up to £2,000 (£500 in your first term)
- Get handy text alerts to help you stay on top of things
Interest-free up to £3,250 from year three
- Students can apply for up to £3,250* interest-free from year three onwards.
Apply with ease
- It takes around 5 minutes to apply through Digital banking
- Get a decision straight away if you bank online with us
Get your funds quickly
If your application is succesful, you'll normally have the funds available on the next working day. But there are some exceptions.
Overdrafts are a way of borrowing money and you're responsible for repayments if you decide to use one. If you're unable to repay what is owed, you could harm your credit score. Most lenders use this to assess whether they'll lend to you.
Features and benefits
Before you apply OpenClose
Overdrafts explained
If you're accepted OpenClose
Check your chances of being accepted before applying
Have a shot of our eligibility checker tool, which will help you understand if you’re likely to be accepted for an overdraft before you start an application. It only takes a couple of minutes and it won’t harm your credit rating.
Find out how much interest you're likely to pay
Our cost checker tool allows you to see how much interest you’re likely to pay based on how much you plan to borrow, and how regularly you want to use it.
Now, please read these important documents
Please take some time to review, print and/or save the below important documents.