Compare your borrowing options
If you need to borrow money and you are not sure which product might be right for you, use this tool to compare the features of different types of lending
Here’s some helpful information about different types of borrowing
An overdraft is often used as a short-term safety net. It's a set limit that can be used (at a cost).
Arranged Overdrafts are only available to eligible customers with a RBS current account, aged 18 or over.
Credit cards could be helpful if you prefer to keep your everyday expenses separate from your current account.
To apply you need to be UK Resident, aged over 18 and earn at least £10,000.
A personal loan from RBS lets you borrow between £1,000 and £50,000 and you’ll know how long it will take to repay and how much it will cost you each month.
To apply, you must be 18+ and a UK resident with either a Royal Bank current account (held for 3+ months), credit card or mortgage (held for 6+ months).